Salary Loan

Are you employed in BPO? Or simply working as an ordinary employee who earns at least 15k a month. If you are, then you can apply for a Salary Loan thru Cash Loan Philippines. The salary loan we offer is a non-collateral cash loan which means that you don't have to present anything as a collateral in order for your salary loan to get approved. You simply need to qualify and submit all the salary loan application requirements and you also need have a co-borrower. And to provide you with the details, Cash Loan Philippines have posted below the qualifications that you need to satisfy and the requirements you need to submit when applying for a salary loan thru Cash Loan Philippines including some important details about the salary loan we offer.

Qualifications:

- Company should be at least 3 years in operation
- With at least 50 employees
- Must be a regular employee for at least 1 year
- Basic salary must be at least P15,000 (single) or P25,000 combined (married)

Requirements:

- 2 Valid ID’s
- Latest Proof of Billing (Electric/Water Bill) even if not under the name of borrower
- Marriage Contract (if married)
- Latest Certificate of Employment
- Latest 1 month payslip/3 months payroll bank statement
- Co-borrower is required (not same company and not living in the same house)

Loanable Amount: As much as 200% of basic salary

Processing Time: 3 to 7 days maximum

Interest Rate: 5% add-on per month

Processing Fee

4% + P150 (Metro Manila)
4% + P200 (Provinces)

Loan Payment Term: 3 to 12 months

Mode of Payment: PDC (Post Dated Checque)

When your Salary Loan Application gets approved and you don't have a checking account, our company will give you a referral to one of our accredited banks so you can easily apply for a checking account. On the part of your co-borrower, he or she should be working for a different employer and should be residing in a different address. Your co-borrower shoul also have a stable source of income and able to submit the same set of documentary requirements listed above.

If you are interested in applying for a Salary Loan, you can CALL US NOW!!! Our mobile numbers are 0997-508-4837 for GLOBE and TM subscribers and 0949-857-2250 for SMART and TNT. You cal also get in touch with us via email at maricarlapuz@gmail.com. We are looking forward to assisting you on your SALARY LOAN application.

OFW Cash Loan

panyero.wordpress.com

OFW Cash Loan is a non-secured and non-collateral type of cash loan offered by many lending companies or loan providers to qualified Overseas Filipino Workers. This means that Overseas Filipino Workers or OFW's who wish to apply for this type of loan don't need to present any kind of collateral in order for their OFW cash loan to be approved. All it takes for your OFW cash loan application to be approved is to pass the pre-qualification interview and to submit all the documentary requirements. Posted below are some of the important details regarding the OFW cash loan we offer.

Basic Qualification:

• Must be Filipino Citizen
• Between the age of 21 to 59 years old upon loan maturity. 60 years old and above must possess SPA (Special Power of Attorney)
• With documented source of income
• With legitimate contact numbers (this will be checked)
• With available co-borrower who can produce the documentary requirements needed

Documentary Requirements:

1. Completely filled up application form
2. POEA validated latest contract
3. OEC (overseas employment certificate)
4. Latest and updated / valid passport
5. e-ticket
6. visa
7. 2 valid primary IDs (government issued ID's)
8. Water or electric bill - (doesn't have to be under borrower's name but must have same address as 2 valid primary IDs
9. [if balik manggagawa] provide all BM docs

Because the OFW Cash Loan we offer is a non-collateral loan, each OFW cash loan applicant is required to have a co-borrower who can submit the following documentary requirements:

1. Latest and original electric or water bill if not living under the same house with loan applicant
2. 2 valid primary I.D.'s 
3. If not immediate family member, co-borrower must provide proof of regular income (may come from business/remittance/freelance job/regular job/property for rent, etc.)

Loan Amount: maximum of 200 % of your basic salary as specified in your OFW contract

Loan Term: 3 months, 6 months, 9 months, 12 months

Interest Rate: 2.49 % monthly interest

Processing Time: 5 days maximum and 1 day being the fastest provided the loan applicant and co-borrower have complete and correct set of documents required by the lending company.

If you are qualified and interested in applying for the OFW Cash Loan we offer, you can CALL NOW!!! Our mobile numbers are 0997-508-4837 for GLOBE and TM subscribers and 0949-857-2250 for SMART and TNT. You may also get in touch with us thru our email address maricarlapuz@gmail.com.

We are looking forward to assisting you on your OFW Cash Loan application.