Thursday, September 24, 2015

Salary Loan

Are you employed in BPO? Or simply working as an ordinary employee who earns at least 15k a month. If you are, then you can apply for a Salary Loan thru Cash Loan Philippines. The salary loan we offer is a non-collateral cash loan which means that you don't have to present anything as a collateral in order for your salary loan to get approved. You simply need to qualify and submit all the salary loan application requirements and you also need have a co-borrower. And to provide you with the details, Cash Loan Philippines have posted below the qualifications that you need to satisfy and the requirements you need to submit when applying for a salary loan thru Cash Loan Philippines including some important details about the salary loan we offer.

Qualifications:

- Company should be at least 3 years in operation
- With at least 50 employees
- Must be a regular employee for at least 1 year
- Basic salary must be at least P15,000 (single) or P25,000 combined (married)

Requirements:

- 2 Valid ID’s
- Latest Proof of Billing (Electric/Water Bill) even if not under the name of borrower
- Marriage Contract (if married)
- Latest Certificate of Employment
- Latest 1 month payslip/3 months payroll bank statement
- Co-borrower is required (not same company and not living in the same house)

Loanable Amount: As much as 200% of basic salary

Processing Time: 3 to 7 days maximum

Interest Rate: 5% add-on per month

Processing Fee

4% + P150 (Metro Manila)
4% + P200 (Provinces)

Loan Payment Term: 3 to 12 months

Mode of Payment: PDC (Post Dated Checque)

When your Salary Loan Application gets approved and you don't have a checking account, our company will give you a referral to one of our accredited banks so you can easily apply for a checking account. On the part of your co-borrower, he or she should be working for a different employer and should be residing in a different address. Your co-borrower shoul also have a stable source of income and able to submit the same set of documentary requirements listed above.

If you are interested in applying for a Salary Loan, you can CALL US NOW!!! Our mobile numbers are 0997-508-4837 for GLOBE and TM subscribers and 0949-857-2250 for SMART and TNT. You cal also get in touch with us via email at maricarlapuz@gmail.com. We are looking forward to assisting you on your SALARY LOAN application.

Wednesday, September 23, 2015

OFW Cash Loan

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OFW Cash Loan is a non-secured and non-collateral type of cash loan offered by many lending companies or loan providers to qualified Overseas Filipino Workers. This means that Overseas Filipino Workers or OFW's who wish to apply for this type of loan don't need to present any kind of collateral in order for their OFW cash loan to be approved. All it takes for your OFW cash loan application to be approved is to pass the pre-qualification interview and to submit all the documentary requirements. Posted below are some of the important details regarding the OFW cash loan we offer.

Basic Qualification:

  • Must be Filipino Citizen
  • Between the age of 21 to 59 years old upon loan maturity. 60 years old and above must possess SPA (Special Power of Attorney)
  • With documented source of income
  • With legitimate contact numbers (this will be checked)
  • With available co-borrower who can produce the documentary requirements needed

Documentary Requirements:

  1. Completely filled up application form
  2. POEA validated latest contract
  3. OEC (overseas employment certificate)
  4. Latest and updated / valid passport
  5. e-ticket
  6. visa
  7. 2 valid primary IDs (government issued ID's)
  8. Water or electric bill - (doesn't have to be under borrower's name but must have same address as 2 valid primary IDs
  9. [if balik manggagawa] provide all BM docs

Because the OFW Cash Loan we offer is a non-collateral loan, each OFW cash loan applicant is required to have a co-borrower who can submit the following documentary requirements:

  1. Latest and original electric or water bill if not living under the same house with loan applicant
  2. 2 valid primary I.D.'s 
  3. If not immediate family member, co-borrower must provide proof of regular income (may come from business/remittance/freelance job/regular job/property for rent, etc.)
Loan Amount: maximum of 200 % of your basic salary as specified in your OFW contract

Loan Term: 3 months, 6 months, 9 months, 12 months

Interest Rate: 2.49 % monthly interest

Processing Time: 5 days maximum and 1 day being the fastest provided the loan applicant and co-borrower have complete and correct set of documents required by the lending company.

If you are qualified and interested in applying for the OFW Cash Loan we offer, you can CALL NOW!!! Our mobile numbers are 0997-508-4837 for GLOBE and TM subscribers and 0949-857-2250 for SMART and TNT. You may also get in touch with us thru our email address maricarlapuz@gmail.com.

We are looking forward to assisting you on your OFW Cash Loan application.

Monday, August 3, 2015

Second Hand Car Loan Financing

Are you looking to buy a second hand car but is presently short of cash? Call Cash Loan Philippines now and we'll help you thru our Second Hand Car loan Financing. At Cash Loan Philippines' second hand car loan financing, you will only be required to pay 20% of the actual price of your chosen second hand car and we will finance the remaining 80% thru our second hand car loan financing. And to avail of the second hand car loan financing offered by Cash Loan Philippines, you need to provide us with the name and contact numbers of the dealer or seller of the vehicle and you must also submit the following car loan application requirements:

  • Completely filled up Car Loan Applications Form
  • Photocopy of the O.R./C.R. of the second hand car you wish to purchase
  • Original and photocopy of TIN I.D.
  • 2 original primary valid I.D.'s photocopied in one page
  • Original proof of billing (electric or water bill) with the same address as the 2 valid I.D.'s
  • Proof of income (3 months latest payslips and certificate of employment if employed; Mayor's Permit if with business) (3 months latest remittance receipt if with remittance from abroad with name of car loan applicant as the receiver of remittance and 3 months latest bank statement) (if with property for rent, must provide photocopy of contract of lease and 3 months latest bank statement)
  • With own checking account for use as PDC is required upon release of car

Interest Rate - 1.3%

Accepted Car Models - 2000 or newer

Loan Term - maximum of 5 years or 60 months

At Cash Loan Philippines, we offer an interest rate of 1.3% for Second Hand Car Loan Financing at a very flexible car loan payment term of up to 5 years. And, our second hand car loan financing application assistance is offered for free. All you have to do is to prepare and submit all the documentary requirements listed above and wait for just 3 to 5 working days for the processing of your second hand car loan financing application to be approved.  

So if you are looking for a second hand car loan financing, you can get in touch with Cash Loan Philippines by sending us an email at maricarlapuz@gmail.com or call us at our mobile numbers 0997-508-4837 for GLOBE and TM subscribers and 0949-857-2250 for SMART and TNT. All inquiries we receive by calls or by email will be answered at the soonest possible time.

Sunday, July 26, 2015

Jeepney for Cash Loan

For PUJ owners who needs extra cash, Cash Loan Philippines together with lending companies we are affiliated with, are now offering Jeepney for Cash Loan wherein you don't need to show proof of your source of income (but haveing a regular source of income is an advantage) or leave your PUJ's at the lending company as your collateral but instead, you only need to present your PUJ's original O.R./C.R. and only surrender it upon release or your cash loan. Yep!!! That's right!!! You can now apply for a cash loan using only your O.R./C.R. as your collateral.

Before we can proceed with your Jeepney for Cash Loan, we at Cash Loan Philippines needs to be sure that you are qualified to apply for the said Jeepney for cash loan. Listed below are the Pre-Qualification Requirements you need to satisfy before we can assist you on your Jeepney for cash loan application:

  • Must be Filipino citizen
  • Vehicle must be fully owned and OR CR must be under the borrower's name
  • Age of client must 21-59 years old upon loan maturity
  • If 60 years old and up, a Special Power of Attorney (SPA) will be required
  • Having a stable source of income is an advantage
  • Must have a residential telephone or cellphone number

If you meet all the pre-qualification requirements listed above, Cash Loan Philippines can now assist you on your Jeepney for cash loan. So, you need to prepare the following basic documentary requirements for submission:

  1. Completely filled up Application Form
  2. 2x2 picture (two copies)
  3. Photocopy of 2 valid IDs (any ID with picture & signature, preferably government-issued)
  4. Latest Proof of Billing (Electric or Water only, even if not under borrower's name)
  5. Latest Proof of Residency (NBI or Police Clearance)
  6. Sketch of Residence
  7. Original and Photocopy of Updated O.R./.CR. 
  8. Original and Photocopy of Updated LTFRB franchise certificate
  9. Stencil of the vehicle (done by lending company staff)

CO-BORROWER REQUIREMENTS: (in case needed) (Spouse)

  • Marriage contract (if married)
  • Proof of income (if any)
  • 2 valid primary IDs

For a better understanding of the Jeepney for Cash Loan offered by Cash Loan Philippines, we have listed below the important details that jeepney for cash loan applicants need to know.

Loanable Amount 

30K to 150K depending on the year model of your jeepney, actual condition, assets inside, type of engine used, and size of the jeepney

Processing Fee

4% + P150 (Metro Manila)
4% + P200 (Provinces)

Jeepney for Cash Loan Processing Time: 1 to 5 working days

Interest Rate: 2% to 2.75% add-on per month

Loanable Amount: P40,000 to P150,000

Jeepney for Cash Loan Payment Term: Maximum of 12 months

At Cash Loan Philippines, we do not charge our loan applicants any amount for the loan consultation services and loan application assistance that we provide. All the lending companies that we are affiliated with gives us commission based on the amount of loan we helped get approved for a loan applicant. So you see, it is in our best interest to help you on your loan application the best way we can and the sooner your cash loan application gets approved the sooner we can earn our commission.

For those who have question regarding the jeepney for cash loan we offer, or you think you'll have problems with some of the documentary requirements you need to submit for your cash loan application, it is best that you inform us right away so we can help you find a proper solution. Remember, Cash Loan Philippines is affiliated with many top lending companies that are willing to accommodate loan applicants like you and we at Cash Loan Philippines are always happy to entertain your inquiries any time. Just give us a call. Our mobile numbers are 0997-508-4837 for GLOBE and TM subscribers and 0949-857-2250 for SMART and TNT and our email address is maricarlapuz@gmail.com. So call us now!!! We'll be very glad to hear from you and we look forward to assisting you on your jeepney for cash loan application.

Tuesday, July 21, 2015

House and Lot for Cash Loan

Are you in need of cash? Do you own land or house and lot that you can use as collateral for a cash loan? If that's the case then you can apply for a House and Lot for Cash Loan at Cash Loan Philippines at a very low interest rate.

Cash Loan Philippines is affiliated with many loan providers that are eager to take your house and lot for cash loan application. Our loan providers offers less than 1% interest on your house and lot for cash loan which is very much comparable with the interest rate offered by banks and other lending institutions. And to help you get your house and lot for cash loan application approved, we have listed below the pre-qualifying requirements you need to meet and the documentary requirements your need to submit and photocopied for fast approval of your house and lot for cash loan.

Pre-Qualifying Requirements:

  • Loan applicant must have stable source of income. If loan applicant has no stable source of income, he or she must provide an immediate family member or closest relative with a regular source of income and willing to be a co-maker.
  • TCT or Title must be registered under loan applicants name.
  • Must be able to provide original and photocopies of all the documentary requirements needed for house and lot for cash loan application.

Documentary Requirements: (original and photocopy)

  1. Certified True Copy of TCT (Transfer Certificate of Title)
  2. Latest receipts of RETR and tax declarations of both land and building to be used as collateral
  3. 2 primary and valid I.D.'S
  4. TIN I.D.
  5. Documented proof of income
  6. 6 months latest bank statement
  7. Vicinity map of property

For our house and lot for cash loan, loan providers affiliated with Cash Loan Philippines requires cash loan applicants to submit the original TCT as loan collateral in exchange for a loan amount of 60% up to 80% of your property's appraised value or P10 million maximum. Listed below are other important details about the house and lot for cash loan offered by Cash Loan Philippines.

Loanable Amount: 60% - 80% of appraised value or 10M Maximum  

Loan Interest Rate: .83% Monthly Add On

Loan Payment Term Options:

6 months
9 months
12 months
18 months
24 months
30 months
36 months

Processing Time:

3 days pre-approval
10-15 days processing

We at Cash Loan Philippines do not charge our loan applicants any amount for the loan application assistance and loan consultation services that we provide. Lending companies that we are affiliated with gives us commission based on the amount of loan we helped get approved for a loan applicant. So you see, it is in our best interest to help you on your loan application and the sooner your loan application gets approved the sooner we can earn our commission.

So, if you have any question regarding the house and lot for cash loan we offer, or you think you'll have problems with some of the documentary requirements you need to submit for your cash loan application, it is best that you inform us right away so we can help you find a proper solution. Remember, Cash Loan Philippines is affiliated with many lending companies that are willing to entertain loan applicants like you and we at Cash Loan Philippines are always happy to entertain your inquiries any time. Just give us a call. Our mobile numbers are 0997-508-4837 for GLOBE and TM subscribers and 0949-857-2250 for SMART and TNT. We'll be very glad to hear from you and we look forward to assisting you on your house and lot for cash loan application.

Monday, July 20, 2015

Contact Us

Those who are interested in applying for any of the cash loan products we offer at Cash Loan Philippines, you can text or call us using either our Globe or Smart mobile numbers or you can send us an email at maricarlapuz@gmail.com. Any calls or messages we receive will be replied with the soonest possible time. So if you have questions about the specifics of any of the cash loan products offered at Cash Loan Philippines, feel free to use our mobile numbers or email address. Our mobile numbers are:

0997-508-4837 for GLOBE and TM
0949-857-2250 for SMART and TNT

Saturday, July 18, 2015

Taxi Loan without taking your Taxi

Are you a Taxi owner who needs cash to buy additional taxi unit? Or, are you one of those who are looking to refinance your mortgage? Well, good news, because many lending companies thru Cash Loan Philippines, are now offering cash loans to taxi owners who only need to present their taxi's O.R./C.R. and franchise as collateral. That's right!!! You can have the extra cash you needed and still continue to earn by driving your taxi. This Taxi Loan without taking your taxi scheme being offered by Cash Loan Philippines offers taxi owners with a non-collateral cash loan that you can use for the expansion of your taxi business or refinancing your existing mortgage.

Before we can begin with the process of your taxi loan application, we at Cash Loan Philippines need to pre-qualify you first to see if you are qualified to apply for a taxi loan. This process will save us both time and effort while informing you on the documents you need to prepare before you can apply for a taxi loan. We have listed below the conditions you need to meet to qualify for a taxi loan.

Taxi Ownership - taxi loan applicants must be able to show full ownership of the taxi whose O.R./C.R. will be used as a collateral. In the case of taxi loan for refinancing purposes, taxi loan applicant must have paid at least 80% of the total mortgage value of the subject vehicle.

O.R./C.R. must be under your name - in cases where you are not the original owner of the subject vehicle, you need to complete the transfer of franchise and vehicle ownership to qualify for a taxi loan. The subject vehicle's O.R./C.R. and franchise must also be updated in their latest.

Ability to submit documentary requirements - taxi loan applicants must be able to submit all required documents for fast approval of taxi loan application.

In preparation for your taxi loan application, you must prepare the following documents for submission to loan providers including photocopies of each document for faster processing of your loan application:

  • Completely filled up application form
  • 2 primary valid IDs (government I.D.'s)
  • 4pcs 2x2 photos
  • Proof of billing - either meralco (electric bill) or NAWASA (water bill) is only accepted. (not necessarily under your name but must have same address as your 2 valid primary IDs)
  • Photocopy of OR CR - original to be submitted upon loan proceeds claim
  • Photocopy of franchise document
  • Tin number
  • Stencil of Motor Number and Chassis Number from L.T.O. (blue form)

For further information about the "taxi loan without taking your taxi" scheme offered by Cash Loan Philippines, we have listed below the details regarding the processing fees and interest rates regarding the taxi loan we offer:

Processing Fees and Interest Rates

A. If With Deed of Sale
4% processing fee
3.5% interest rate

B. 2nd Owner only (w/ original OR CR)
5.5% processing fee
2006 year model and below - 2.5% interest rate
2007 year model and newer - 2.% interest rate

At Cash Loan Philippines, we do not charge loan applicants for the loan application assistance and loan consultancy services we provide. Lending companies we are affiliated with give us commission based on the amount of loan we helped get approved for a loan applicant. So it is in our best interest to help you get your loan approved the soonest possible time. So if you think you'll have problems with your loan application or you'll have problem producing some of the required documents, it is best to inform us so we can help you find a proper solution. Remember, Cash Loan Philippines is affiliated with many lending companies or loan providers that are willing to entertain loan applicants like you.

So, if you have any question regarding a specific cash loan you wish to apply for, we at Cash Loan Philippines are always happy to entertain your inquiries any time. Just give us a call. Our mobile numbers are 0997-508-4837 for GLOBE and TM subscribers and 0949-857-2250 for SMART and TNT. We'll be glad to hear from you and we look forward to helping you on your taxi loan application.